We understand the concerns that you have trying to find where to get insurance coverage when you have had a few tickets or accidents or even some credit problems that may put you and your family in need of a State Mandated Risk Pool Plan to secure insurance coverage.
Assigned risk auto insurance means a driver of a motor vehicle, or a class of such drivers, who would be denied insurance coverage by insurance companies, but are required to be covered under U.S. state law. The state government, usually the Department of Motor Vehicles, or an appointed administrator, assigns the risky motorists to auto insurance companies servicing assigned risk auto insurance customers both personal or commercial liability and possible physical damage coverage.