Get help finding business auto or high risk commercial trucking or business auto insurance for your business.
We have the ability to insure many different types of vehicles with commercial auto, high risk truck insurance, public transportation including high risk fleets. Business owners submit for quick assistance (833) 593-0790 or (855) 910-9321 .
Some of our most requested commercial business types are below the help form including high risk fleet coverage. If you need an immediate bond of any type please click here.
Businesses that require vehicles for operations often face a higher risk of accidents and losses due to their more frequent driving than an individual would. As such, these businesses may need to invest in a high risk business auto insurance plan in order to cover these extra risks. High risk business auto insurance can provide coverage for expensive cars, multiple drivers, and unusual circumstances, such as traveling outside of the country. However, there are some potential pros and cons of getting high risk business auto insurance that business owners should consider before committing to this type of policy.
One major advantage of high risk business auto insurance is its ability to cover multiple drivers. This is especially important for businesses with fleets of vehicles that have multiple employees driving them. By having a single policy, it simplifies the process of managing driver information and obtaining coverage for any claims that may arise. Additionally, high risk policies typically offer coverage for additional items such as roadside assistance and coverage for rented vehicles, which can be very useful when operating a business with multiple vehicles.
However, there are some potential drawbacks to signing up for a high risk policy as well. For starters, these policies often come with higher premiums due to the increased risks associated with them. Additionally, some high risk policies may also require a higher deductible amount which could lead to higher out-of-pocket expenses if an accident does occur. Lastly, there may also be restrictions or exclusions within the policy that could limit your coverage when you need it most.
When deciding whether or not to get a high risk business auto insurance policy, it’s important to weigh the potential benefits and costs associated with it. While this type of policy can provide valuable coverage in certain situations, the increased premiums and deductibles may not always make it worthwhile for certain businesses. Ultimately, the decision should depend on how much additional coverage you need and how much you’re willing to pay for it.
In today’s business climate, auto insurance is a must for any new business. It can be expensive, and there are many different types of policies available. Knowing the pros and cons of getting a new business auto insurance policy can help you make the best decision for your company.
One of the biggest benefits of getting a new business auto insurance policy is that it offers protection against financial losses due to accidents or other damage to vehicles. This could include costs related to vehicle repairs, medical bills, or even legal fees if another driver is found to be at fault. Additionally, having an insurance policy in place can help ensure that any claims are handled quickly and correctly.
Another benefit of investing in a new business auto insurance policy is that it provides peace of mind. Not only can it help protect your finances in the event of an accident, it also reduces the risk of being sued over any damage caused by you or your employees.
On the downside, purchasing an auto insurance policy for a small business can be expensive. Rates will vary depending on the type and amount of coverage chosen, as well as factors such as age, driving history, and any existing claims history. It’s important to shop around for the best deal to ensure you’re getting the most for your money.
Finally, there may also be certain restrictions on what types of vehicles can be insured under your policy. For example, some policies may only cover cars used for company purposes while others may exclude trailers or commercial vehicles altogether. Make sure to read through the fine print carefully before signing any contracts so you know exactly what’s covered.
Getting a new business auto insurance policy is an important step when starting a new venture but it’s important to weigh both the pros and cons before making a final decision. Consider all of these factors carefully before committing to an agreement – doing so will help ensure that you get the right level of coverage at a price that works for your budget without sacrificing peace of mind.
Accountants
Actors
Acupuncturists
Administrators/Administrative Services
Adoption Agencies (Non-Livery)
Adult Care or Day Care Centers (Non-Livery)
Advertising Agencies/Firms
Agents (Business/Talent)
Agents (Insurance)
Air Duct Cleaners
Amusement Parks
Animal Agriculture
Animal Hospitals
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Announcers
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Apartment Builders
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Apparel Manufacturing
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Appliance Rental
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Appliance Store
Architects and Architectural Services
Artists
Asphalt Laying/Installation/Repair
Assisted Living Facilities (Non-Livery)
Athletes
ATV Dealers/Dealerships/Sales
Auction Houses/Auctioneers
Audio/Visual Rental and Leasing
Auditors
Authors
Auto Dismantlers
Auto Parts Wholesalers
Automobile Dealers/Dealerships/Sales
Automobile Detailers
Automobile Glass Replacement
Automobile Haulers
Automotive Paint Shops
Automotive Parts Stores
Automotive Repair Shops
Avon Sales
Awning Installation/Repair
Backhoe Services
Bagel Shops/Stores
Bail Bondsmen
Bakeries
Balloon Ride Operations
Bands
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Barber Schools
Barber Shops
Barn Builders
Bars
Beauticians
Beauty Salons/Shops
Beauty Schools
Beauty Supply Stores
Bed and Breakfasts (Non-Livery)
Beer Distributors
Belly Dancers
Beverage Distributors
Bicycle Shops/Stores
Bike Repair
Boarding Houses (Non-Livery)
Boat Dealers/Dealerships/ Sales
Boat Haulers
Book Binders
Book Publishers
Book Stores
Bookkeepers
Botanical Gardens
Bottlers/Bottling Operations
Bowling Alleys
Brake Repair Shops
Brick Layers
Bridge Builders
Broadcasting Stations
Brokers (Non-Transportation)
Builders
Builders (Paving/Concrete)
Building Equipment Installation
Building Maintenance
Building Owners/Managers
Building Supply Stores
Building Wrecking Operators
Bulk Liquid Hauler (Food)
Bulk Liquid Hauler (Non-Hazardous)
Business Analysts
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Business Schools
Cabinet Makers/Installers
Cable Installer
Cafes
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Camera Stores
Campaign Offices
Camper Sales
Campsites – No Shuttle
Candy Factory
Candy Makers
Candy Stores
Canneries
Car Dealers/Dealerships/Sales
Car Manufacturer
Car Wash
Card Stores
Cargo Transport (For Hire)
Carnival Food Stands/Trucks/ Trailers
Carpenter/Carpentry
Carpet Cleaning
Carpet Installers
Carpet Manufacturing
Carriers – Newspaper/Mail (Bulk and Residential)
Carry-Out Only Restaurants
Cartage/Carting
Casinos/Hotel Shuttle this is just a partial list as it goes on for many more lines.
And thousands of other business types are eligible right now. If you need regular or preferred business auto insurance visit businesinsurance1.com to talk with highly trained experts in business insurance.
Coverage available in all states of Alabama-AL, Arizona-AZ, Arkansas-AR, California-CA, Colorado-CO, Connecticut-CT, Delaware-DE, Florida-FL, Georgia-GA, Idaho-ID, Illinois-IL, Indiana-IN, Iowa-IA, Kansas-KS, Kentucky-KY, Louisiana-LA, Maine-ME, Maryland-MD, Massachusetts-MA, Michigan-MI, Minnesota-MN, Mississippi-MS, Missouri-MO, Montana-MT, Nebraska-NE, Nevada-NV, New Hampshire-NH, New Jersey-NJ, New Mexico-NM, New York-NY, North Carolina-NC, North Dakota-ND, Ohio-OH, Oklahoma-OK, Oregon-OR, Pennsylvania-PA, Rhode Island-RI, South Carolina-SC, South Dakota-SD, Tennessee-TN, Texas-TX, Utah-UT, Vermont-VT, Virginia-VA, Washington-WA, West Virginia-WV, Wisconsin-WI, Wyoming-WY.
For help with all kinds of high risk insurance visit the High Risk Insurance Agency.
