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Request free help locating Florida High Risk Auto Insurance coverage from our Florida state licensed insurance companies.
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Florida FR44 Insurance and Florida SR22 Insurance available.
There are several types of automobile insurance for private passenger automobile coverage (where natural persons are the named insureds and the vehicle is not used as a livery or rented to others):
•Private Passenger Auto No-Fault (Personal Injury Protection or PIP)
•Private Passenger Auto Liability (Liability of the insured for Bodily Injury or Property Damage inflicted and other coverages not involving damage to the vehicle itself)
•Private Passenger Auto Physical Damage (Comprehensive, Collision, and miscellaneous other coverages involving damage to the vehicle itself)
Florida auto insurance law
Any owner’s or operator’s policy of liability insurance furnished as proof of financial responsibility pursuant to s. 324.031, insuring such owner or operator against loss from liability for bodily injury, death, and property damage arising out of the ownership, maintenance, or use of a motor vehicle in not less than the limits described in subsection (7) and conforming to the requirements of s. 324.151, issued by any insurance company authorized to do business in this state. The owner, registrant, or operator of a motor vehicle is exempt from providing such proof of financial responsibility if he or she is a member of the United States Armed Forces and is called to or on active duty outside this state or the United States, or if the owner of the vehicle is the dependent spouse of such active duty member and is also residing with the active duty member at the place of posting of such member, and the vehicle is primarily maintained at such place of posting.